Buyers Information

Buyer's Guide

The purchase of any real estate is the single most large investment anyone will make. whether you are a first time buyer purchasing your very own castle, or a seasoned home owner, real estate ownership is very rewarding but can hold many headaches.

Whether you are ready to settle into your very first home or looking to buy your next. Moving cross-country or cross-town, it's smart to identify which attributes of a new home are most important to you. Sit down with your Realtor^® and discuss your needs and wants for your new house.

Here are five topics to think about when buying a home:

What You Can't Live Without
Our lifestyle choices are often reflected in the homes we buy. Are you a motorcycle fanatic? If so, a roomy garage would be important to you. Have a big family? You'll likely need to buy a home with at least four bedrooms. Perhaps you or your spouse is a gourmet cook. In that case, a well-designed kitchen would be a must for you. Before I would begin a home search for you, I would want to know which home attributes you can not live without.

Commuting
For many people, commuting to and from work is a necessary evil. A long commute can detract from a home-buyer's quality of life and the time he or she gets to spend at home. Commuting should be a critical factor in home selection, because in many communities, traffic backups are increasingly common. And today, this phenomenon applies to urban, suburban and even rural areas. If having little or no commute to work is important to you, convey this to your Realtor^®

Schools and Family Needs
The quality of school systems has long been of importance to home-buying families. If you have children or are thinking about having children in your new home, you should discuss school information and statistics with your Realtor^®. Not only is it important to consider the location of your home relative to area schools, but you'll also want to think about the quality and diversity of local school offerings.

Budget
Of course, the most rigid constraint of a home-buying search is typically the buyer's budget. Defining budget parameters quickly and early focuses a home search to a particular segment of the market. However, with the creative lending solutions available today, budget constraints are not as rigid as they once were or as many home-buyers assume them to be. Many innovative mortgage options are now available to both first-time and veteran home-buyers. Before beginning a home search, you should talk to both your Realtor^® and your lender about your finance options and ultimately, your budget.

Community Details
Whether you hope to live in a vibrant urban neighborhood, a charming rural town or even in the thick of the action in dowtown, these are important factors in your decision. If a particular aspect of a community is important to you—like a defined downtown area, or a strong recreation component—be sure to tell your Realtor^® so that he or she can gather community information and keep this consideration at the forefront of your home search.

Finally

How quick do I want / need to move, there are many reasons for moving and many oppertunities pass by without being grasped. Working with us you will get te comfort level you are looking for along with the support and experiance from qualified Realtor's. After answering these six questions the search for your new home will not be as stressful and having the support of a premier company will mean securing that dream home.

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If you would like to be pre-qualified or pre-approved for a mortgage please visit our

Mortgage Section for information on local Broker's and Loan Officer's

Don't forget ask about USDA, FHA and VA loans. These are all available to you subject to qualification.

Colin Russell, SFR - Realtor

The Key to Your New Home